Modern Brokerage Operations  

A Better Way to Pay Your Agents

eCommission gives brokers secure, automated commission payouts and gives agents same-day access to their commissions. Together, the end-to-end commission platform provides reduced back-office work for you and happier agents on your roster.

Why Brokerages Partner With eCommission

Simplified Payouts for Brokers. Faster Money for Agents.

Stop Being "The Bank"

Acting as a commission advance source for your agents can complicate professional relationships and skew your financial operations. Let eCommission handle agent advances so you can focus on running your business.  

Automate Disbursement Workflows

Eliminate manual ACH exports, repetitive steps in multiple banking portals and Friday payout pressure.

Boost Retention

Faster payouts and early access to pending commissions keep your agents happy, productive, and primed for growth.

Remove Operational Errors

End the time-consuming cycle of chasing down agent bank account changes or correcting manual payment entry errors. 

Reduce Liability 

Directing agents to securely enter and manage their banking details in an encrypted portal significantly limits your risk of sensitive data exposure.

Maintain Complete Control and Transparency   

Improve administrative efficiency without changing your internal disbursement authority or losing visibility of payout timing, amounts and accounting.

Working Capital Without Risk 

No Liability Commission Advance  

Every eCommission advance is non-recourse for the broker and agent. If the transaction does not close, eCommission works with the agent to replace it with a future commission. If the agent does not have future commissions or leaves your company, eCommission bears the loss.  

You stay in control of approvals, and eCommission handles the paperwork and funding risk. That's why brokers at the country's largest real estate organizations recommend eCommission to their agents.  

Other questions? Visit our broker FAQs or call us at 877-882-4368.

Supporting Real Estate Professionals for More Than 25 years

A trusted partner to the top brokerages and agents across the industry.

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PAYMENT GATEWAY

Upgrade Your Real Estate Commission Payouts 

Payment Gateway eliminates manual administrative work for you, and the secure, real-time payments experience your agents expect.

Learn more about Payment Gateway
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Commission Advance

Broker Frequently Asked Questions

What is a commission advance?  +
A commission advance is a factoring transaction that allows a broker and agent to sell a portion of a pending commission for a fee. In exchange, funds are advanced before closing. It provides access to earned commissions prior to an estimated settlement date.  
Why does the broker sign the advance agreement? +
All commissions earned by agents belong to the broker’s company. Agents cannot advance their share of a commission without the broker’s explicit consent. The agreement the broker signs authorizes the sale and assignment to eCommission of the agent’s net portion of the commission on a designated transaction after any split or balance owed to the broker’s company.
Does the broker have any risk or liability? +
No. All commission advance products are non-recourse for the agent and broker. In the unlikely event a sale falls through, eCommission asks the agent to replace it using future earned commissions. A broker’s only administrative role is to direct any future commissions earned by the agent to eCommission if an advance is outstanding. If the agent never earns a future commission or departs the brokerage, there is zero liability on the broker’s part to repay the advance.
How is the advance repaid? +
During the underwriting approval process, eCommission asks the broker to sign a commission disbursement authorization for the settlement company. That document is the broker’s instruction to send the portion of the agent’s commission that has been advanced directly to eCommission at the close of escrow. Alternatively, the broker’s company can direct remittance of the advance to eCommission after closing.
What are the advance limits? +
eCommission provides commission advances up to 120 days ahead of the scheduled closing date. An agent can request up to 100% of the net earned commission, after any split with the broker, to a maximum of $20,000 per transaction. The advance limits can be lowered at the broker’s discretion.
Why is a commission advance good for my agents? +
Consistent cash-flow management is critical for growth. For more than 25 years, agents of all production levels have used eCommission two to three times a year to navigate uneven income cycles and invest in their business. eCommission’s transparent rates with no hidden fees cost less than traditional revolving credit options and carry no personal liability so agents can stay focused, active and productive.
Does eCommission advance commissions to broker agents?+
Yes. eCommission will advance to brokers who are also buying or selling agents for their own sales. A few restrictions apply on the type and size of advances. The eCommission customer support team can provide details.